Lease Rental Discounting (LRD) is a financial product offered by banks or financial institutions to property owners who receive rental income from leased properties. It allows property owners to avail loans against their future rental income by discounting the total future rentals. The loan amount is determined based on the discounted value of the future rentals and the property’s valuation. LRD provides property owners with immediate liquidity by leveraging their future rental cash flows and is commonly used for personal or business purposes, such as funding investments or meeting financial requirements. Repayment terms and interest rates vary based on the lender’s policies and the property’s rental income.